Advice and guidance
Credit unions will help members to manage their finances and many work in partnerships with local money advice agencies or other bodies to make sure people get the information and guidance they need. You can find your local credit union at www.findyourcreditunion.co.uk
There are many other free sources of information and advice to help you to manage your money.
The Money Advice Service
The Money Advice Service is an independent advice organisation, which exists to help everyone understand and manage their money better.
Taking just 10 minutes to answer some straightforward questions on their health check will give you a personalised action plan to help you sort out your money priorities now, and plan for the future – whatever your goals may be.
The health check and all publications from the Money Advice Service are free and unbiased.
Or visit the website of the Money Advice Service at www.moneyadviceservice.org.uk
Free Debt Advice
If you need advice on managing debt, there are a number of free sources of assistance available, you do not need to pay for these services.
Free advice organisations include:
Citizens Advice Bureaux - you can access online information and find details of your local Bureau here - http://www.citizensadvice.org.uk/getadvice.htm
Consumer Credit Counselling Service - www.cccs.co.uk
National Debtline - www.nationaldebtline.co.uk / 0808 808 4000
Credit Action has produced a Money Advice Map with a postcode search for local advice services. This can be accessed at www.moneyadvicemap.com